Insurance Considerations in Texas Trucking Accident Cases
It’s important that you understand how Texas law will affect your trucking accident injury claim. Texas recognizes something called modified comparative fault. That means the actions of the injured party are considered when determining who was at fault. And the percentage of fault can limit how much money the injured person receives.
If a court finds that the injured person was more than 51% at fault, he or she cannot collect compensation for their injuries from the other party in the accident.
What does that mean for your case? Two things:
- First, it means that determining fault is a critical part of bringing a truck accident injury claim. You need a lawyer with the skill, experience and resources to investigate every possible cause of the truck crash in order to prove fault.
- Second, it means that even if you were partially at fault in contributing to the accident, you may still be able to receivepayment for your injuries.
Getting the Money You Need After a Truck Accident
Truck accident cases are different from car accident cases. They are known for being complex. There can be several responsible parties with differing levels of fault. Each party is likely covered by a different insurance company with different insurance policy limits.
Sometimes, these policy limits are the minimum required by Texas law. Your own insurance policy may come into play if one of the responsible parties is under-insured. On the other hand, some companies will have policies with extensive coverage.
Catastrophic injuries are common in trucking collisions. Hospital stays can run hundreds of thousands of dollars, and continuing medical care can run into the millions of dollars for serious injuries. Insurance companies know this and they often try to bully accident victims
Insurance companies frequently try to pressure people into settling their truck accident claim quickly, without talking with a lawyer.If you are feeling pressured by an insurer, stop and consider the reason why. Could they be trying to take advantage of you?
What seems like a large amount of money to you now, may turn out to be much lessthan you will need in the future – after hospital bills come due, household expenses are covered, and when future care is needed.
Do not let an insurance company pressure you into acting without an attorney. If you have been injured in a truck accident, you should talk with a personal injury lawyer. Period.
Call for a Free Consultation with a Dallas Trucking Accident Lawyer
To learn more about insurance issues in trucking accidents, contact Ted B. Lyon & Associates: 877-833-5966. Consultations with an experienced Dallas trucking accident lawyer is free and confidential. In your consultation, we can answer your questions and help you understand the best way to proceed.
Learn more about our injury attorneys. Our firm has been recognized in many ways over the years, including selection to the Super Lawyers list and an AV Preeminent Rating* in Martindale-Hubbell’s peer review rating system.
*AV Preeminent is a certification mark of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards and policies. Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the bar and the judiciary. Martindale-Hubbell ratings fall into two categories: legal ability and ethical standards.
